Becoming your own tenant: the ultimate guide to real estate autonomy

Becoming Your Own Tenant: The Ultimate Guide to Real Estate Independence

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Guest of BFM Business, Stéphane Desquartiers, director of SD Conseils et Formations, shared the advantages of becoming your own tenant, a strategy which can offer higher returns and a certain financial self-sufficiency for business leaders.

The benefits of being your own tenant

Becoming the owner of your professional premises is a process that is attracting more and more entrepreneurs. This option not only allows you to fully control your work environment but also offers significant financial and tax advantages. Stéphane Desquartiers highlights this practice, emphasizing that owning your offices or store can be a profitable investment in the long term.

An economical and secure solution

When you become your own tenant, you eliminate the risk linked to variations in the rental market and protect yourself against potential unpaid debts. This risk control is crucial for the sustainability of a company. In addition, buying your premises via an SCI (Société Civile Immobilière) can prove to be a judicious strategy, allowing you to involve partners or family members in a common real estate project while benefiting from tax advantages.

Tax advantages to consider

In addition to potentially higher returns compared to the residential sector, with rates of up to 6-7%, the purchase of commercial premises presents notable tax benefits. Indeed, if you are affected by the Real Estate Wealth Tax (IFI), the fact that these properties are considered professional tools can exclude them from this tax, thus reducing your tax burden.

How to proceed ?

To implement this strategy, two main options present themselves: direct purchase by the company or personal acquisition, possibly via an SCI. Each option has its specificities and must be chosen based on the financial situation and long-term goals of the entrepreneur.

The strategic choice of investment

It is essential to carefully evaluate the costs, benefits and risks associated with each option. Consulting an expert in financial and real estate advice can be invaluable in navigating this complex decision-making process and optimizing your investment.

Conclusion

Becoming your own tenant is a strategy that deserves consideration for any business leader wishing to invest intelligently in real estate. The financial advantages, increased security and tax benefits make it an attractive option. However, an in-depth and personalized analysis is essential to ensure that this approach corresponds to the specific needs and objectives of each entrepreneur.

Credits

Sources used for this article:

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Becoming Your Own Tenant: The Ultimate Guide to Real Estate Independence

Virginie Majaux

“Virginie Mazaux” is a fictional character created by the Yourtopia.fr team, symbolizing a blog and social network enthusiast born in 1992 in Bordeaux. This character, imagined to represent a connected and creative generation, was designed to explore and write about various passions in the digital world. Although "Virginia" is not a real person, articles published under this name reflect the collaborative work of our editorial team, who share a common interest in communication, digital innovation and social trends. “Virginie”, as a creation of Yourtopia.fr, brings a unique and engaging perspective on the latest developments in the field of social media and blogging, illustrating the journey of a fictional blogger from her beginnings to the creation of his own blog and his collaboration with Yourtopia.fr.